Sunday morning was the best! I opened up some mail from DLS (the provider of much of my grad school loanage), and they've allowed me 10 month reduced-payment forbearance. This is progress, people.
Here's my new plan for the remainder of 2010:
a) pay off car, making regular payments. Payment is done in October.
b) student loan payments are now reduce from ~$700/mo to ~$300/mo. Use excess money to pay down credit cards with highest APRs (Discover and Citi Mastercard).
c) Once January 2011 rolls around, I'll have freed up my car payments, and that money can go back into my student loans.
What have I learned? If you don't ask for help, you probably won't get it.
This weekend: $30 - cabs.
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