Blissless

Budgeting has made me very angry. It's not the not buying part that destroys my mood, it's the "What the eff?!" effect of rummaging around my personal finances. That, and I acquired two more parking tickets. The Lord Baby Jesus is definitely telling me something.

Oh, Dan. Dan is my car. I've had him for 4 reliable years, and I have $2700 to go in payments. I pay about $100/mo in insurance and about $1000/yr in maintenance. Kelley Blue Book values him at $2800.

At this point, I need to figure out if the convenience of having a car is worth the expense. Let's pretend I park my car perfectly everyday and I never get any tickets. Pretend, people. I'm still paying at least $5000 next year if I include gas. Which I should, being as gas makes cars go.

Alternatives:

• Muni/BART. I'm already paying $55/mo for the pass, soon to be $70/mo. Regardless of if Dan's around, I shell out about $850/yr for municipal transportation.
• Zipcar. If I use a zip car 4 times a month for 8 hours each time, that's $202.
• Rental for longer trips. I rarely would need to go to Monterey, but let's say I do. $100-$300/quarter.

Crap. I think I know what I have to do.

Thursday: $25 - lunch with mentor at work and two drinks with another OKC date.
Friday: $130 - car maintenance